With the credit crunch setting in and the prospect of a potential recession the overall economic climate does seem to be bleak this will effect cashflow for any business. However there are simple steps every business can take that will ease some of the negative impacts of the credit crunch without having resort to reducing the levels of staff or cut back on marketing or any other key areas first.


Credit Control - Ensuring that there is a good credit control process is one of...

The recent banking crisis and the failure of the Scottish attempts to take over the banking world in the UK has set me thinking about the earlier attempts at setting up regional banks and in particular the setting up of the first real retail type banks in the UK. Many years ago numerous county banks were created in different parts of Britain, including Gods Country Wales. There were a number of so called drovers' banks set up in mid-Wales at that time. Drovers as in 'rawhide', the famous cowboy...

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As the boss concentrating on reaching your department’s goals it can be easy to fall into the trap of focusing on how other people need to change in order to reach those goals.

Is there someone with whom you need to communicate regularly but who always leaves you thinking you just haven’t got through or made a difference? They just don't seem to understand; their body language and attitude are all wrong;...

I am not sure how to react to all this discussion about allowing people to 'top-up' their NHS medication.

I fully understand the concerns about well-off people being able to have more or better medicine and care than those who are poor - it is not what we wanted from our universal 'free' (at the point of care) system.

However, we already have a two tiered system, as we have the private sector and the public NHS - which by the way is not free but paid for by our taxes!...

The reputation that accountants are nothing more than paper shufflers is a stigma that has been hard to shake off. However many modern firms of accountants are different to the label.

According to one of the leading accountancy associations believes that during this time of economic turbulence and uncertainty accountants owe a 'moral obligation' to be more proactive in their stance to help their clients through the difficulties ahead.

We at ARK Accountants hold fast to...

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"If you're going through hell, keep going." Winston Churchill.

You have a problem. In order to solve it you’re going to need to make some changes. The thought of that is making you stressed, but the thought of leaving things as they are is even more stressful.

You want to make changes but you know that there are risks involved in doing so. And those risks are making you anxious, holding you back.

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The Bardsey Crown to Return to the land of Merlin

No doubt everyone is watching with great interest the attempts by the Bardsey inhabitants (all ten of them) to have the Bardsey island Crown returned to its rightful place in Wales.
The Island is a god forsaken lump of rock off the Llyn Penninsula in the North of Wales once inhabited by Monks in a colony established there in the 6th Century by one Saint Cadfan. - and as an interesting side note is the imputed last resting place...

TRAVEL CHANGE THE LIFE TO HAPPY

Travel for recreation is very important to widen eye views and got a chance to meet someone or meet your lover.So,you can travel to new place and travel trend become popular.A new trend in island holidays is eco-tourism. This is traveling in such a way that neither the earth nor the local people you are visiting is harmed in any way. People who are drawn to eco-tourism may enjoy bird-watching, hiking, and other island activities that do not leave...

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